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The Real Cost
Created by Argraide
Updated October 27th, 2026
At a glance
- Staff pick
- Picked by the Argraide team
- Play mode
- 📱 Solo
- Format
- 🧊 3D
- Length
- ⏱ About 20 minutes
- Subject
- Career & Technical Ed
- Grade
- 10
- Curriculum
- Ontario
- Curriculum codes
- C2.2C2.1
About this activity
One $1,200 laptop paid four ways: cash, a card paying the minimum, a personal loan and buy now pay later. Predict, set terms, rank and spot the costly fine print while coin towers show the total cost.
What students learn
- Compare forms of borrowing by computing and ranking the total cost of one purchase paid four ways (C2.2)
- Identify the costly detail in a credit offer and the risks of each form of borrowing (C2.2, C2.1)
- See how rate, term and payment size change what a purchase really costs (C2.1)
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